The score combines three buckets into a single 0–100 risk gauge. Higher = lower risk and a more favorable profile. The verdict tier is derived from the same number.
Bucket weights
35%Valuation — is the stock cheap or expensive?
35%Financial Health — can the company survive a downturn?
30%Growth — is the business actually growing?
Each bucket score is the mean of its 6 metrics. The overall score is a weighted average. Metrics with no data are skipped (not penalized).
N/A Data not available — metric is skipped, not penalized
Verdict tiers
≥ 75 — Strong Buy
60 – 74 — Buy
45 – 59 — Hold
30 – 44 — Sell
< 30 — Strong Sell
Investment lens (re-weights the score)
The Default 35/35/30 weighting fits most situations, but the same metrics can answer different questions depending on your intent. The lens picker above the gauge re-weights the buckets without changing any underlying metric — pure frontend re-aggregation.
Each valuation card shows two reference points alongside the raw value:
Percentile (recent) — where this stock's current ratio falls in its own ~4-quarter history from Yahoo's free tier. "25th pct" means it's been higher than this 75% of the time recently. Small sample, so treat as directional, not authoritative.
vs sector median — current ratio compared to a hardcoded sector-median snapshot (2026-Q2). Green if cheaper than the sector, red if richer. Sector medians drift slowly; the snapshot is updated quarterly.
Both displays are additive context — they don't change the metric's score or color tier.
Smart Money
Insider transactions and institutional ownership are among the strongest publicly available signals for retail investors. The card on page 2 shows:
Net insider activity (6m) — sum of buy and sell $ values across the most recent 6 months of Form 4 filings. Buying signals conviction; heavy selling can warn of trouble (but also tax events or diversification).